Before the move
- Confirm the service address and each utility provider. County, city and private providers can differ.
- Arrange service changes using the provider’s official instructions.
- Ask about private well, septic, HOA or condominium obligations that do not appear on a public utility account.
- Keep your settlement contact information and closing documents accessible.
After you take ownership
- Check the mailing address used for tax and utility bills. Processing of ownership changes may take time.
- Review the Maryland Homestead application requirements and your property’s status.
- Find the official trash and recycling schedule for your service address.
- Store appliance, maintenance, inspection and permit records together.
Before starting a project
Check permit, zoning, historic-district and association requirements as applicable. For contracted home improvements, use the state license lookup and read the agreement before signing. A contractor’s availability does not establish that a proposed project is approved.
Keep a simple home file
Save the recorded deed reference, settlement statement, tax bill, insurance documents, utility account information, warranties and relevant inspection reports. Keep sensitive account and payment information private. Recheck agency instructions when using a saved form later.
Use the source agency’s current instructions for your property and circumstances. This guide is general information, not an eligibility decision or legal or tax advice.