Skip to content

Title Smart · Maryland closing guide

Home Inspections Before a Maryland Closing

A home inspection helps a buyer understand the property’s condition before closing. Coordinate it with your agent early enough to meet the deadlines in your signed contract.

An inspection answers a different question

An inspector examines the home’s condition and reports findings. An appraisal concerns value for the lending process. Title review concerns ownership and recorded interests. Completing one does not replace the others.

Start with your contract

Ask your agent to identify the inspection deadline, any notice requirements and the options your agreement actually provides. A finding does not automatically create a right to a repair, credit or cancellation. Have the appropriate professional explain the contract before you act.

Turn findings into a clear next step

Read the inspection report with your agent. Ask the inspector about unclear findings and whether additional specialists are recommended. Keep any agreed repair or credit terms in the signed documentation provided to the settlement team.

Keep your closing team informed

Send executed amendments and approved credits to Title Smart and your lender promptly. Ask what documentation is needed before settlement. Use the final walkthrough to address the property’s agreed condition with your agent; it is a separate step from the inspection.

Updated October 26, 2026. General education; your contract, lender requirements and policy terms determine the details of your transaction.

Consumer reference: Consumer Financial Protection Bureau: scheduling a home inspection.

Continue preparing for your closing.

Explore the Maryland resource library